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These rates are current at least through March 10, 2026, and the NCUA in 2026 will have to figure out the rates after March 10. Notably, anybody who consolidates their loans into a brand-new Direct Combination Loan that is paid out on or after July 1, 2026, will be dealt with as a borrower with new loans and restricted to just the new RAP and standard strategies. Starting July 1, 2026, theGrad PLUS graduate program is eliminated entirelyGotten rid of and there are new dollar amount limits on other loans to graduate students.
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